Income Based Student Loan Repayment Programs

IBR or income-based repayment plans are programs that reduce the size of your payment based on income and family size. These allow you to reduce your debt into an affordable monthly payment based on your unique situation (which can even be $0/month!).

Federal Student Loan Forgiveness Programs

Loan Forgiveness programs are just what they sound like, if you qualify, a portion of the loan is forgiven after time. These programs exist for people that work in multiple fields from education to health care to public service and more. If you cannot afford to pay off your loans in full, after a fixed number of qualifying payments, the remainder of your loan is forgiven completely.*

Best Student Debt Consolidation

Student loan consolidation was made to make it easier for millions of Americans to pay off their student loan debt. When you consolidate your student loans to get one payment to one lender, once-a-month, it doesn't get an easier than that!

*Each of the DOE's forgiveness programs has specific conditions and requirements that must be satisfied, and many borrowers will not qualify under any of these programs. Since some of these conditions and requirements will depend on future events, Student Loan Direct cannot guarantee or even determine if you will qualify for forgiveness.

About Us

Student Loan Direct has helped thousands of Americans that are struggling under the crushing weight of unaffordable student debt. We are here to alleviate the burden and struggles of hard-working people nationwide who are trying to repay their federal student loans. As a document processing organization, we have dedicated professional student loan advisors that work directly with you to help relieve the stress of high payments through consolidation or income based forgiveness programs that will finally alleviate the financial burden of student debt. Our staff educates you about affordable ways to make your loans and payments easier to manage. You can contact us by filling out our easy online form or calling one of our specialists and within a matter of minutes we can show you what you qualify for.

As with any document prep service, you can file your loan application directly. But as with most complicated document processes like filing tax returns or business formation paperwork, a lack of specialized knowledge prevents people from taking full advantage of the best options for individualized situations. With Student Loan Direct’s specialists, you’re getting help from someone who knows these programs inside and out, seen every situation imaginable, and knows how to apply and achieve the best possible path for relief. Our first and only interest is you (our client) and getting you the best payment program at the lowest amount with as little headache as possible. Peace of mind is right around the corner!


Contact Student Loan Direct by calling (866) 298-5553

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